It’s important to know and understand your contents insurance limits. This includes understanding what your freezer insurance doesn’t cover, as well as what it does.

Anything that happens in the first 14 days of the product start date or the addition of a new appliance Not all freezer manufacturers guarantee that their products will work as normal in rooms with low temperatures, though. If you place a non-guaranteed model in an outbuilding – where the temperature is likely to drop below 10°C – and it develops a fault, the warranty will have been invalidated and you won't be covered. and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These We've rounded up some freezers that manufacturers claim work in sub-zero temperatures. While they're not all the highest-scoring models we've tested, the manufacturers guarantee these freezers for use in temperatures as low as -15°C.

Fridge Freezer Insurance Cover

Choose freezer-friendly foods Not all food is suitable for freezing. Scroll down to find a list of foods you can and can't freeze. When you take your food out of the freezer, it's important to defrost it safely before cooking or eating it. If your freezer has stopped working permanently because of accidental damage, you can possibly make a claim. However, if your freezer breaks down due to age, you need to buy a new one. Do you need receipts to claim? For example, if an unexpected power failure at home or a power surge puts your freezer out of action, you’ll likely be insured if it’s been off long enough for food to spoil.

You’re also normally covered if your freezer unexpectedly breaks due to a mechanical fault. There’s no cover for the mechanical breakdown of the freezer itself. Can you claim for a new freezer? If you buy the wrong freezer for a room that gets very cold, there’s a chance it will stop working properly, causing all of the food inside to defrost. Our advice explains what to look for when shopping for the best freezer for a garage. You can use our contribution towards an alternative model of your choice from our approved supplier – there is no cash alternative​ Every fridge, freezer and fridge freezer has a climate class. Climate classes are set by an international standard and range from 10°C to 43°C to cover hotter and colder countries.If you plan to put your freezer in an unheated room such as a garage, it may be safer to choose one of these specially designed models rather than an ordinary freezer. Admiral Money, Admiral Loans, Admiral Car Finance, Admiral One and Finble are all trading names of Admiral Financial Services Limited (AFSL). Admiral Financial Services Limited (Reg No: 10255225) is a subsidiary of Admiral Group plc and is It's worth keeping in mind that although freezing puts a pause on the growth of bacteria, it doesn't kill it off. As frozen food thaws and emerges from its dormant state, bacteria can once again begin to develop. As your freezer is unlikely to only include shop-bought items, your insurer may look to replace your leftovers and pre-prepped meals with a similar shop-bought ready meal, or fresh ingredients. Don't ignore use-by dates Make sure you freeze food before the use-by date. Remember, freezing won't kill off bacteria and toxins, so any that have developed on your food after the use-by date will still be there once it's thawed. Don't risk it.

Avoid defrosting food at room temperature, as most bacteria on your food will grow at temperatures of above 8°C, putting you at increased risk of food poisoning. Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg No:This means that, strictly speaking, very few freezers are actually suitable for garages. But in practice, lots of people keep freezers in their garages for years without experiencing any problems. If you don't have room for a freezer in your own kitchen, you may already have done this without worrying about it much. Alternatively you can thaw food in a microwave using the defrost setting. If you opt for this method, make sure you are ready to cook it immediately after as the microwave could raise the temperature of the food to a level where bacteria can start to flourish. The safest way to defrost food is in the fridge. It's best to plan ahead for this and allow enough time for food to fully defrost. Small items can defrost overnight, but others can take a day or two. Large items like turkeys can take up to four days to fully defrost in a fridge. Bread – except the crusty varieties can be frozen for around three months. Slice before freezing so you can pop it straight in the toaster. Food that freezes too slowly will develop ice crystals, and during thawing these can cause damage to foods. For example, you might find slowly-frozen meat dripping and losing moistness as you defrost it.